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You could be saving a lot of money and adding years to your life expectancy just by listening to your doctor’s recommendations. A recent study by HealthyCapital found that a 45-year-old man with a chronic health condition can save on average $3,285 just by taking his medication as prescribed and making small dietary adjustments. If the money saved was invested in a retirement portfolio with a 6% annual return, that would be the equivalent of saving an extra $112,481! The man not only saved a ton of money but also added three years to his life expectancy.

You can also make small changes in your daily routine to help you save money.


Adding a fitness routine to your schedule is one of the easiest lifestyle changes you can make, and you can save a lot of money doing it. Rather than paying for a monthly gym membership, check out the gym at your local college instead. You can save even more money by staying active outdoors – you can run, swim, hike, bike, and more for next to no cost (if you spend any at all).

Tap Into Employee Health Benefits

Many times, employee health benefits include health and wellness programs. This can also help drive down your cost to add a fitness routine to your lifestyle. Health and wellness programs typically offer a discount on gym memberships or provide incentives for reaching health goals, such as giving a discount on your health insurance. They often include programs to help you lose weight and quit smoking.

Break a Bad Habit

When looking to save some extra money and improve your health, try breaking a bad habit. If you smoke, consider quitting. If you are a pack-a-day smoker, you could end up saving almost $3,000 a year by going cold turkey. Other habits to consider breaking includes drinking soda and alcohol, or limiting your intake. Soda poses numerous health risks and alcohol can result in significant health problems if heavily consumed.

Buy Fresh

Contrary to popular belief, you can eat well on a budget. Avoid processed foods and choose fresh alternatives. Making a healthy lifestyle change and saving money is all about choice – it’s okay to splurge on organic versions of produce that tend to be laden with chemicals. Be conscious of what you’re putting into your body and how much it costs you, both health and money wise.

Eat In

Regularly going out to dinner can severely deplete your wallet and increase your calorie consumption if you are not mindful of what you consume. Instead, consider planning your meals for the week and cook at home. Not only is this better for your health because you know what you’re putting into your body, but it will also save you a lot of money without making a drastic change to your lifestyle. For example, if you spend $200 a month dining out, you could save $2,400 a year by eating at home instead.