When senior citizens reach a certain age, they may need to think about long-term care because it is difficult to live alone. Today, there are numerous options for long-term care, so a senior citizen can think about where he or she wants to live during the aging process. Here are some of the tips for choosing the best long-term care option.
Tip 1: Stay in a Home or Move to an Assisted Living Facility?
A senior citizen can remain in their own home but still have long-term care by hiring helpers such as home health aides or certified nursing assistants. Long-term care from trained helpers is available on a 24-hour basis, or a senior citizen can have part-time care. If a senior citizen has a health crisis later, then they can transition to an assisted living facility.
Tip 2: Live Alone or as a Couple
Elderly couples may want to remain together in an assisted living facility as long as possible, and there are nursing homes that offer this option. If an older couple intends to stay together, then it is essential to select a facility that has small apartments designed for two people.
Tip 3: Independent Living or Constant Help?
Some long-term care properties have apartments where single or married couples live independently, but they can request help when they need it. This is an excellent choice for senior citizens who only have a few minor medical issues that don’t require constant attention.
Tip 4: Choosing a Geographic Location
Senior citizens may want to remain in their current neighborhoods, so they should look for a long-term care option that is nearby. Alternatively, they might want to move closer to adult children or other relatives, and it is possible to do this. An elderly individual may wish to live in a different city that has more medical facilities nearby to assist with his or her particular health problems.
Tip 5: The Cost of Long-term Care
A senior citizen must also consider his or her budget for long-term care based on their finances, such as selling a home to pay for the cost or having a special insurance policy. It is also possible to apply for government programs that help with the cost of long-term care in professional nursing homes or assisted living facilities.