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Baby Boomers: Are Your Ready for Retirement?

Baby Boomers: Are Your Ready for Retirement?

Individuals born between 1946 and 1964 are the generation coined Baby Boomers. They are often a difficult group to analyze, as they account for a variety of life stages, from single to married with kids to empty nesters. Around 25% of Baby Boomers are confident that...

Stress-Free Ways to Plan for Retirement

Stress-Free Ways to Plan for Retirement

Planning for retirement can seem daunting, especially when complicated language like “asset allocation” and “annuities” are involved. Ignoring retirement, however, will not remove the inevitability of it occurring. Take a few steps back and review these stress-free...

How Paying For Long-Term Care is Changing

How Paying For Long-Term Care is Changing

With the baby boomer generation continuing to age, it increases the importance of long-term care costs. The median cost of a private room in a nursing home has increased to $8,365 a month. These kinds of expenses can quickly drain your savings. While there is no way...

How Are Your Long-Term Care Insurance Benefits Taxed?

How Are Your Long-Term Care Insurance Benefits Taxed?

Long-Term Care Insurance (LTCI) is a form of health insurance designed to cover long-term services and supports, such as personal care. LTCI reimburses policyholders for daily services that assist with daily living (i.e., bathing, dressing, or eating). While Medicare...

Choosing the Long Term Care Service That’s Right for You

Choosing the Long Term Care Service That’s Right for You

When senior citizens reach a certain age, they may need to think about long-term care because it is difficult to live alone. Today, there are numerous options for long-term care, so a senior citizen can think about where he or she wants to live during the aging...

The Scary Truth About Saving for Retirement

The Scary Truth About Saving for Retirement

There are plenty of roadblocks when it comes to saving successfully for retirement. Below, I touch on a few that everyone, regardless of age, should keep in mind. Not saving enough The most straightforward reason is the #1 reason. Sometimes people don’t save any...

These Lifestyle Changes Could Boost Your Retirement Fund

These Lifestyle Changes Could Boost Your Retirement Fund

You could be saving a lot of money and adding years to your life expectancy just by listening to your doctor’s recommendations. A recent study by HealthyCapital found that a 45-year-old man with a chronic health condition can save on average $3,285 just by taking his...

Ease Your Retirement Worries With These 5 Steps

Ease Your Retirement Worries With These 5 Steps

Money-related insomnia is a real thing. Around 65 percent of Americans lose sleep at night as a result of financial concerns. Not far behind are concerns about health care bills and the cost of health insurance. Add retirement worry to the list and stress skyrockets....

Millennial Caregivers Are More Common Than You Would Think

Millennial Caregivers Are More Common Than You Would Think

When we hear the word “caregiver,” someone under the age of 40 is probably the last thing that comes to mind. We more often than not imagine a spouse or an adult child in their 50s as a family caregiver. Believe it or not, one-third of Americans have assisted in the...