by davidschang | Oct 16, 2018 | Blog, Healthcare, Long-Term Care |
Long-Term Care Insurance (LTCI) is a form of health insurance designed to cover long-term services and supports, such as personal care. LTCI reimburses policyholders for daily services that assist with daily living (i.e., bathing, dressing, or eating). While Medicare...
by davidschang | Oct 3, 2018 | Blog, Long-Term Care |
It’s normal for individuals to often mistake some of the financial products for long-term care insurance policies. However, the comparison between the two kinds of products should never be entertained because one happens to be of more significance and vitality...
by davidschang | Sep 11, 2018 | Blog, Long-Term Care, Retirement |
When senior citizens reach a certain age, they may need to think about long-term care because it is difficult to live alone. Today, there are numerous options for long-term care, so a senior citizen can think about where he or she wants to live during the aging...
by davidschang | Aug 30, 2018 | Blog, Healthcare, Long-Term Care, Retirement |
There are plenty of roadblocks when it comes to saving successfully for retirement. Below, I touch on a few that everyone, regardless of age, should keep in mind. Not saving enough The most straightforward reason is the #1 reason. Sometimes people don’t save any...
by davidschang | Jul 31, 2018 | Blog, Long-Term Care, Retirement |
Money-related insomnia is a real thing. Around 65 percent of Americans lose sleep at night as a result of financial concerns. Not far behind are concerns about health care bills and the cost of health insurance. Add retirement worry to the list and stress skyrockets....
by davidschang | Jul 18, 2018 | Blog, Long-Term Care |
When we hear the word “caregiver,” someone under the age of 40 is probably the last thing that comes to mind. We more often than not imagine a spouse or an adult child in their 50s as a family caregiver. Believe it or not, one-third of Americans have assisted in the...
