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How Family Caregivers Can Assist with Senior Home Safety

How Family Caregivers Can Assist with Senior Home Safety

Living independently without having to rely on anyone is a goal worth striving for. However, while seniors may want to live independently, they are at greater risk for accidents in their homes. Millions of accidents occur every year involving seniors in their homes,...
Could States Begin Funding Long-term Care?

Could States Begin Funding Long-term Care?

Long-term care is the support and care that an individual requires when they can no longer undertake the activities of their daily living. Who needs such care? They include those with injuries, disabilities, several mental illnesses, or those affected by the aging...
Should Adult Children Allow Their Parents to Age at Home?

Should Adult Children Allow Their Parents to Age at Home?

Adult children often find themselves in a difficult position when their parents begin aging. Should they encourage their parents to move to a nursing home or assisted living facility, or should they encourage them to age in place at home? More than 85 percent of those...
Terms You Need to Know When Researching Long-Term Care

Terms You Need to Know When Researching Long-Term Care

Per the system that is currently in place, anyone who is unable to perform two or more activities of daily living for 90 or more days, or has a significant cognitive impairment, is eligible to receive long-term care. However, meeting the requirements is often the...
How Long-term Care Insurance Has Changed Over the Years

How Long-term Care Insurance Has Changed Over the Years

Paying medical bills is a fear that plagues nearly every human being, regardless of their age. However, this has become a prevalent concern amongst older generations, especially as they near retirement and discover their financial plan is inadequate. Plus, it does not...
How to Finance Long-term Care

How to Finance Long-term Care

It has become increasingly apparent that Americans are grossly unprepared for retirement, likely because they underestimate just how much money they will need to survive their golden years. This is especially true in the case of long-term care insurance, as many...
Four Mistakes You Should Avoid Making During Retirement

Four Mistakes You Should Avoid Making During Retirement

In life, everyone makes financial decisions they ultimately regret. More often than not, these lessons are learned earlier in life, when one has enough time to financially recover and get back on their feet. While it is not unheard of for retirees to mismanage their...
The Importance of Second Opinions in Long-term Care

The Importance of Second Opinions in Long-term Care

Long-term care is vital to any individual’s retirement plan. However, many do not even broach the topic while speaking to their trusted financial planner, either because they underestimate the true costs of assisted living, or because they do not wish to speak of...

Welcome!

Welcome to David S. Chang’s blog dedicated to healthcare! As the Chairman and CEO of Care for Life, he will shares insights into this important sector, particularly regarding long-term senior care.