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Millennial Caregivers Are More Common Than You Would Think

Millennial Caregivers Are More Common Than You Would Think

When we hear the word “caregiver,” someone under the age of 40 is probably the last thing that comes to mind. We more often than not imagine a spouse or an adult child in their 50s as a family caregiver. Believe it or not, one-third of Americans have assisted in the...
How to Pay for Long Term Care Without Purchasing Insurance

How to Pay for Long Term Care Without Purchasing Insurance

There are many benefits to having long-term care insurance. However, there can also be some hidden challenges. Depending on the insurance policy, there may be some aspects of long-term care that isn’t covered. For example, some policies will not cover expenses until...
Protect Yourself from Long-Term Care Insurance Scams

Protect Yourself from Long-Term Care Insurance Scams

For upper-middle aged and older Americans, shopping for long-term care insurance can include many challenges in an attempt to purchase the best policy. It can be exhausting sifting through complicated contacts, high charges and fees, and expensive premiums. Add the...
Is Long-Term Care Insurance Right For You?

Is Long-Term Care Insurance Right For You?

With the multitude of insurances available for purchase, how do you know if long-term care insurance is the right choice for you? Long-term care insurance is all about risk management and how you answer the following questions will determine if you should consider...
How Family Caregivers Can Assist with Senior Home Safety

How Family Caregivers Can Assist with Senior Home Safety

Living independently without having to rely on anyone is a goal worth striving for. However, while seniors may want to live independently, they are at greater risk for accidents in their homes. Millions of accidents occur every year involving seniors in their homes,...
Could States Begin Funding Long-term Care?

Could States Begin Funding Long-term Care?

Long-term care is the support and care that an individual requires when they can no longer undertake the activities of their daily living. Who needs such care? They include those with injuries, disabilities, several mental illnesses, or those affected by the aging...
Should Adult Children Allow Their Parents to Age at Home?

Should Adult Children Allow Their Parents to Age at Home?

Adult children often find themselves in a difficult position when their parents begin aging. Should they encourage their parents to move to a nursing home or assisted living facility, or should they encourage them to age in place at home? More than 85 percent of those...
Terms You Need to Know When Researching Long-Term Care

Terms You Need to Know When Researching Long-Term Care

Per the system that is currently in place, anyone who is unable to perform two or more activities of daily living for 90 or more days, or has a significant cognitive impairment, is eligible to receive long-term care. However, meeting the requirements is often the...
How Long-term Care Insurance Has Changed Over the Years

How Long-term Care Insurance Has Changed Over the Years

Paying medical bills is a fear that plagues nearly every human being, regardless of their age. However, this has become a prevalent concern amongst older generations, especially as they near retirement and discover their financial plan is inadequate. Plus, it does not...
How to Finance Long-term Care

How to Finance Long-term Care

It has become increasingly apparent that Americans are grossly unprepared for retirement, likely because they underestimate just how much money they will need to survive their golden years. This is especially true in the case of long-term care insurance, as many...